Consumer FinSights
Regulatory, enforcement and litigation
insights on consumer financial and fintech issues
McGuireWoods is a leader in consumer financial services, serving clients in this field at the nation’s largest banks, regional and community banks, mortgage originators and servicers, credit card issuers, auto finance companies, telecom providers and many other types of institutions. We provide both regulatory and compliance advice in this complex and evolving field, and also defend clients facing lawsuits, investigations and enforcement actions brought by federal agencies like the CFPB and FTC, and by state attorneys general and other state regulators. In all cases, we are strategically positioned to advise across the entire spectrum of consumer financial services. And with offices in seven FinTech hubs, McGuireWoods can guide any client in this field through the evolving federal and state regulatory maze.
McGuireWoods offers one of the deepest, most experienced and most diverse consumer finance teams in the United States. Our group includes two former state attorneys general, former federal agency officials, former general counsels of multiple banks, more than a dozen former federal and state prosecutors, the author of the leading treatise on CFPB mortgage origination rules, and of course, litigators who have handled consumer financial lawsuits across the United States. We also work closely with outstanding attorneys from our banking and finance and government investigations and white collar litigation practices. When needed, we also provide government relations support with an extensive team of legislative and public policy professionals from McGuireWoods Consulting.
Our lawyers have extensive experience in the full range of consumer financial services laws and regulations — both state and federal — including:
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Equal Credit Opportunity Act & Reg. B Fair Credit Billing Act Fair Credit Reporting Act Fair Debt Collection Practices Act Military Lending Act Real Estate Settlement Procedures Act & Reg. X SAFE Act and state licensing Third-Party Oversight Standards Truth in Lending Act & Reg. Z UDAAP and UDAP – federal and state Fair & Accurate Credit Transactions Act Computer Fraud and Abuse Act Credit CARD Act of 2009 |
Credit Repair Organizations Act Consumer bankruptcy law matters CFPB mortgage origination and servicing rules Consumer Leasing Act Telephone Consumer Protection Act Gramm-Leach-Bliley Act Fair Housing Act Home Mortgage Disclosure Act & Reg. C Federal Trade Commission Act Community Reinvestment Act State interest and usury laws State consumer protection and unfair trade practices laws, including Section 17200 claims FTC holder rule and FTC regulations |
About the Blog
Consumer FinSights is a timely source for news and analysis on credit card, mortgage and auto finance litigation as well as on consumer financial services, fintech, and regulatory and enforcement matters.
Blog Editor
Vehicle Finance Litigation Update Team
Credit Card Litigation Update Team
| Blaec Croft Alexandria Cuff Gregory Dapper Bryan Fratkin Susan Groh David Hartsell |
Anthony Le Rich McPherson Seth Schaeffer Jarrod Shaw Ben Sitter Elizabeth Thomas |
Mortgage Litigation Update Team