Consumer FinSights

Regulatory, enforcement and litigation
insights on consumer financial and fintech issues

McGuireWoods is a leader in consumer financial services, serving clients in this field at the nation’s largest banks, regional and community banks, mortgage originators and servicers, credit card issuers, auto finance companies, telecom providers and many other types of institutions.  We provide both regulatory and compliance advice in this complex and evolving field, and also defend clients facing lawsuits, investigations and enforcement actions brought by federal agencies like the CFPB and FTC, and by state attorneys general and other state regulators.  In all cases, we are strategically positioned to advise across the entire spectrum of consumer financial services.  And with offices in seven FinTech hubs, McGuireWoods can guide any client in this field through the evolving federal and state regulatory maze.

McGuireWoods offers one of the deepest, most experienced and most diverse consumer finance teams in the United States.  Our group includes two former state attorneys general, former federal agency officials, former general counsels of multiple banks, more than a dozen former federal and state prosecutors, the author of the leading treatise on CFPB mortgage origination rules, and of course, litigators who have handled consumer financial lawsuits across the United States.  We also work closely with outstanding attorneys from our banking and finance and government investigations and white collar litigation practices.  When needed, we also provide government relations support with an extensive team of legislative and public policy professionals from McGuireWoods Consulting.

Our lawyers have extensive experience in the full range of consumer financial services laws and regulations — both state and federal — including:

Equal Credit Opportunity Act & Reg. B

Fair Credit Billing Act

Fair Credit Reporting Act

Fair Debt Collection Practices Act

Military Lending Act

Real Estate Settlement Procedures Act & Reg. X

SAFE Act and state licensing

Third-Party Oversight Standards

Truth in Lending Act & Reg. Z

UDAAP and UDAP – federal and state

Fair & Accurate Credit Transactions Act

Computer Fraud and Abuse Act

Credit CARD Act of 2009

Credit Repair Organizations Act

Consumer bankruptcy law matters

CFPB mortgage origination and servicing rules

Consumer Leasing Act

Telephone Consumer Protection Act

Gramm-Leach-Bliley Act

Fair Housing Act

Home Mortgage Disclosure Act & Reg. C

Federal Trade Commission Act

Community Reinvestment Act

State interest and usury laws

State consumer protection and unfair trade practices laws, including Section 17200 claims

FTC holder rule and FTC regulations

 

About the Blog

Consumer FinSights is a timely source for news and analysis on credit card, mortgage and auto finance litigation as well as on consumer financial services, fintech, and regulatory and enforcement matters.

Blog Editors

Joshua D. Davey

Jodie Herrmann Lawson

Bill Mayberry

David S. Reidy

Joseph J. Reilly

Blog Assistant Editor

Alexander Abramovich

Vehicle Finance Litigation Update Team

John Anderson
Ali Baiardo
Phil Chang
Alec Covington
Issac deVyver
Emma Donahey
Bryan Fratkin
Mary Hackett
Nellie Hestin
Carolee Hoover
Karla Johnson
Brad Kutrow
Anthony Le
Kelli Lee
Justin Opitz
Stephanie Peel
Dave Powell
David Reidy
Seth Schaeffer
Jarrod Shaw
Ben Sitter (Editor)
Michael Stark
Melissa Taylor
Elizabeth Thomas
Jamie Wells

Credit Card Litigation Update Team

Brittany Birch
Blaec Croft
Alexandria Cuff
Gregory Dapper
Bryan Fratkin
Alexander Gershen
Mary Grob
Susan Groh
Mary Hackett
David Hartsell
Mark Kromkowski
Anthony Le
Courtney McCormick
Rich McPherson
David Reidy
Seth Schaeffer
Jarrod Shaw
Ben Sitter
Melissa Taylor
Elizabeth Thomas (Editor)

Mortgage Litigation Update Team

Tammy Adkins
John Anderson
Locke Beatty
Brittany Birch
Joshua Davey
Issac deVyver
Bryan Fratkin
Nellie Hestin
Garrett Hooe
Karla Johnson (Editor)
Brian Kahn
Brad Kutrow
Kelli Lee
Alison Lippa
Bill Mayberry
Robert Muckenfuss
Justin Opitz
Stephanie Peel
Brian Pumphrey
David Reidy
Emily Rottmann
Ethan Schatz
Melissa Taylor
Elizabeth Timmermans
Sara Holladay-Tobias